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IARFC Philippines
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Health Infusion International
    
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Medical Assistance Program/ Third Party administration

Immediatly responding not only to medical emergencies but to everyday, health-related concerns.
The Medical Assistance Program/ Third Party Administration will be made available to the members 24 hours a day, 7 days a week in any accredited hospital or clinic nationwide. The members can call EA Philippines’ Alarm Center for immediate assistance.
ARRANGEMENT FOR PAYMENT OF MEDICAL EXPENSES
When a patient avails himself of Inpatient or Outpatient benefit in any EA accredited hospital or clinic, EA will arrange for payment of medical expenses up to the policy limits subject to the authorization of Client except where blanket authority is required (such as for Makati Medical Center and St. Luke’s Medical Center among others).
HOSPITAL ADMISSION ASSISTANCE
In emergency cases where the Member requires to be hospitalized, the Member may request EA to arrange for cashless hospital admission.
MEDICAL COORDINATION
EA will coordinate through telephone with the emergency room staff, admitting section, billing department, credit and collection, and nurse’s station to assist the Member.
MEDICAL BILLS MONITORING
During the period of hospital confinement, EA will monitor the medical expenses incurred by the Member to determine if the expenses are within or exceeding the limits of the plan/ policy.
COORDINATION WITH THE CLIENT
EA will communicate with Client pertaining to enrollment of members, required authorization, schedule of benefits, hospital bills, and other issues that will help in implementing the program properly for the benefit of the Members.
COORDINATION WITH THE MEMBER
EA will assist the Member and/ or the attending companion through telephone as to the admitting procedures, hospital bills, deductibles, hospital discharge procedures, and required claims documentations for whatever reimbursement items not covered by the Hospital Assistance Program.
MEDICAL REFERRAL
If the Member needs medical referral of a doctor, hospital, and/or clinic, EA shall provide the address and telephone number of the requested medical provider.
PROGRAM/ BENEFITS INQUIRY
On special cases, a Member may contact EA to inquire about the schedule of benefits and availment procedures.
REGULATION OF PROFESSIONAL FEES
For Inpatient and Outpatient professional fees of all EA accredited doctors, EA shall apply regulated fees whenever applicable. This service will be based on EA’s internal standardized rates.
CLAIMS INFORMATION ASSISTANCE
EA will provide general claims information to the Members related to filing of medical reimbursable claims and its required documentation.
CLAIMS REPORTS
If requested by the Insurer, claims reports can be furnished by EA. Ex. Total cases handled, total claims incurred, total claims settled, outstanding claims to-date, total in- patient services, and summary of all accounts.
BENEFIT UTILIZATION MONITORING
EA shall record and monitor the utilization of the members' benefits based on the remaining balance available against the schedule.
HOSPITAL CASH FLOAT
The Insurer will provide a refundable Hospital Cash Float based on the number of Members to be enrolled.  The Insurer shall replenish the Hospital Cash Float upon notification by EA.
MEMBERSHIP CARDS
Magnetized membership cards will be provided by EA to the Insurer FREE of charge (ongoing project).
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